Not very
long ago, you could walk into a store and expect to pay at the cash counter.
But now, at most stores, you only need to find a salesperson nearby with a Smartphone
and a card reader — or simply pay through your Smartphone
app.
Technology has made it easier than ever to integrate mobile payments into a business. From standalone card-readers to application programming interfaces (APIs), mobile payments have come a long way.
In this article, we look at 5 most prominent mobile payment modules available in the market today.
PayPal
This legacy payment-processing company has been revamping its APIs and software-development kits (SDKs). Last year, it announced it had incorporated the technology to scan credit card information with a phone camera. PayPal has got its payment system integrated with Uber, so Uber customers can now pay through their PayPal accounts.
Braintree
If that’s not good enough, companies can try Braintree, which targets the developer market. It uses a simple API that is accessible through Python, PHP, and Node.js. Hip services such as Airbnb depend on Braintree to accept payments within their own apps. With one-touch payment option available for consumers thanks to the Venmo acquisition, Braintree could be a good choice.
Stripe
Stripe is one to watch out for in the near future. Stripe claims thousands of mobile apps use Stripe’s native
mobile libraries to add payment components. Stripe works with 130 currencies and raised $80 million in January last year.
PaySimple
This is one for small or medium-sized business. PaySimple supports credit card processing with a free card reader that plugs into iOS devices. Credit card transactions come at a charge of 29 cents and a 2.39 percent fee (slightly lower than PayPal).
Forte Payment Systems
Companies needn’t pay anything to use Forte’s developer program. The company’s future prospects look exciting with new APIs on the anvil. The company charges $99 for its card-reading device iDynamo into which you can slide your iPhone. And the fact that the company has never sought venture capital means it should stay true to its vision, without going back on investors’ demands.
Technology has made it easier than ever to integrate mobile payments into a business. From standalone card-readers to application programming interfaces (APIs), mobile payments have come a long way.
In this article, we look at 5 most prominent mobile payment modules available in the market today.
This legacy payment-processing company has been revamping its APIs and software-development kits (SDKs). Last year, it announced it had incorporated the technology to scan credit card information with a phone camera. PayPal has got its payment system integrated with Uber, so Uber customers can now pay through their PayPal accounts.
Braintree
If that’s not good enough, companies can try Braintree, which targets the developer market. It uses a simple API that is accessible through Python, PHP, and Node.js. Hip services such as Airbnb depend on Braintree to accept payments within their own apps. With one-touch payment option available for consumers thanks to the Venmo acquisition, Braintree could be a good choice.
Stripe
Stripe is one to watch out for in the near future. Stripe claims thousands of mobile apps use Stripe’s native
mobile libraries to add payment components. Stripe works with 130 currencies and raised $80 million in January last year.
PaySimple
This is one for small or medium-sized business. PaySimple supports credit card processing with a free card reader that plugs into iOS devices. Credit card transactions come at a charge of 29 cents and a 2.39 percent fee (slightly lower than PayPal).
Forte Payment Systems
Companies needn’t pay anything to use Forte’s developer program. The company’s future prospects look exciting with new APIs on the anvil. The company charges $99 for its card-reading device iDynamo into which you can slide your iPhone. And the fact that the company has never sought venture capital means it should stay true to its vision, without going back on investors’ demands.
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